Graduate Program

Graduate Program

Luciani Acura is proud to offer the Graduate Program. HCFI is kind enough to make it easier for university and college graduates to qualify for a lease on our complete vehicle product line. 

The program has been created to offer easier leasing for recent graduates that have little to none credit history.

Graduate Eligibility

  • Graduates of an accredited minimum 3 or 4 year university program.
  • Graduates of an accredited 2 or 3 year nursing school program.
  • Graduates of a police or military school
  • graduates of an accredited community college (at least a 2 year program).
  • Candidate must have graduated within the last 12 months of application date. 

Maximum Advance

  • The maximum amount of finance includes current MSRP plus freight/PDI, and Acura Honda Plus extended warranty (an amount exceeding this limit will require a down payment. 

Credit Criteria

  • No adverse credit history 
  • Must have verifiable proof of full-time employment and income, or written commitment from an employer with a start day within the last sixty days of the application date.
  • Monthly income must be sufficient to cover current obligations, expenses, and vehicle program.
  • Payments cannot exceed 20% of graduate's gross income.


  • Copy of diploma or letter from Registrar's office which confirms graduation.

Down Payment

  • Not required

Conditions apply. See dealer for details.